Raleigh NC New Homes: Communities, Lots and Land in the Triangle

That New Car Cost You A New House

Thinking of buying a new home?  Then put that new car on hold!  Doug Rogers of Bayou Properties shares a story of exactly what making another major purchase while home shopping can do.   Lenders advise putting ALL major purchases on hold until the home loan is final, including furniture, vacations on credit, etc.  It's not worth risking that new home you're looking to buy! 

 

Doug Rogers Bayou Properties Realty

 In his defense, the new car was sweet. A Car and Driver 10Best, the BMW 3 series was worth a second glance. The exterior was a work of art, and the interior had enough leather to make a cow nervous. So why did this pretty car cause my stomach to turn? Because my pre-approved buyers just pulled up in it!

 Last summer I spent a couple of weeks touring homes with this family. The budget would be tight, but they could manage to buy a nice home in their target area. Then they buy a Bimmer...

 The roughly 650 dollar payment destroyed their debt ratios (debt/income). Due to the car purchase they then qualified for a far more modest home. We essentially went from looking at granite to old Formica. Any agent will tell you this is a tough transition.

 The sad part is the car dealer told them the purchase would not impact their house hunt. "This debt won't show up for several months" or something along those lines. Guess what? It did...

 After learning what their revised budget affords, my buyer signed an extension on his apartment. The moral of the tale is to not make any major purchases when house hunting. Absolutely need new transportation? Talk to your mortgage professional in advance.

 Ready to take the next step toward home ownership? Call Doug Rogers with Bayou Properties Realty (318) 613-1994. Or click www.LouisianaHouseHunter.com

Doug Rogers Bayou Properties Realty

 

 

 

Doug Rogers

Broker/Owner

Bayou Properties Realty

 

 

Available New Homes:

129 Brookhaven Way – 3358 Sq Ft – First Floor Master – Under Construction Now

152 Brookhaven Way – 3474 Sq Ft – First Floor Master – Under Construction Now

Choose Your Plan -- Browse Floor Plans Here

 

New Custom Homes in the Raleigh Area - and throughout central North Carolina

 

New Homes Raleigh NC - New Home Raleigh - Raleigh NC New Homes - New Home Raleigh NCStanton Homes makes building your new custom home easy!  We'll guide you through the entire process - select from thousands of different floor plans, and hundreds of different locations.  Your custom home is going to be extraordinary when you create it with one of the nation’s top fully involved builders and the high quality materials and craftsmanship that our reputation is built on.

Call 919-278-8070 to find out more about new homes in the Raleigh area today. 

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Articles copyright Stanton Homes 2006-2017.  Unauthorized use is not permitted.  Provided for informational purposes only, no claims are made by Stanton Homes regarding the validity of any statements.  Please note:  all listing information per MLS, and current as of posting date.  Information subject to change.  Stanton Homes does not make claims to ownership of  any lot listings, but can work with homebuyers to purchase available lots and build.  Home plans to be approved on an individual basis, subject to neighborhood restrictive covenants and lot restrictions.  Ask for further information regarding any community, lot or floor plan.  Photos represent typical homes and details of each neighborhood, to help highlight different options available in the Raleigh/Triangle area.  No claim of ownership is made to homes or land pictured.  

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Comment balloon 0 commentsStanton Homes • March 20 2012 06:34AM
That New Car Cost You A New House
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